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Massachusetts Workers' Compensation Law Blog

Helmets and other safety gear could save your life in a crash

Climbing onto your motorcycle is all about freedom. You want to feel the wind rush by, with nothing but your tires between you and the road. You can go anywhere. No matter where you're headed, even if it's for a lazy Sunday cruise, you should be strapping on a helmet and other safety gear. While it may feel like putting on a helmet reduces your freedom, in reality it gives you more. When you ride safely, you're free to continue enjoying life after a serious crash.

You've surely heard it before. In fact, Massachusetts doesn't really give you a choice. You and anyone riding with you, whether behind you on the seat or in a sidecar, must wear protective helmets. Generally, these should be Department of Transportation approved helmets, with the approval sticker or markings visible. A helmet can make all the difference if you're unfortunate enough to get into an accident while on your motorcycle.

What happens if your employer doesn't offer workers' comp?

When you get hurt at work, you probably know that it should get covered by workers' compensation. After all, that's the point of workers' compensation insurance. It's meant to ensure that those who work hard won't live in poverty, unable to afford medical care, if they get injured or sickened while on the job. Massachusetts law requires your employer to obtain a workers' compensation insurance policy. Some companies, however, avoid doing so to reduce operating expenses. After all, workers' compensation requires payment of a monthly premium, and the riskier the job, the more it costs.

For those in high-risk industries like construction or manufacturing, failing to carry workers' compensation insurance could cost a lot more than the policy would. The state could fine your employer as much as $250 per day when there was no insurance. Uninsured employers are also banned from bidding on government projects for three years after a violation gets discovered. That won't do much to help you, however, if you got seriously hurt at work and discover that you can't file a claim for workers' compensation through your employer.

Motorcyclists can't always count on other drivers to drive safely

With the warmer weather, motorcycle enthusiasts are going to turn out on the roadways in droves. Other drivers on the road must pay close attention to what is going on around them so that they don't injure a motorcyclist.

Many people think that motorcyclists are always to blame for the crashes that they are involved in. This is a huge myth because motorcyclists are usually the drivers who are being safe while other drivers simply don't pay attention.

What does Massachusetts workers' compensation cover?

Many people are aware of the fact that workers' compensation covers medical care for those who are hurt at work or who develop serious illnesses due to their profession. However, there are a number of other potential benefits available to both injured workers and the families of workers who have died or been permanently incapacitated while working.

The workers' compensation system can be complicated, and small mistakes can end up costing you by reducing the benefits you receive. It is often in your best interest to work with an experienced workers' compensation and personal injury attorney after a workplace injury. Your lawyer could help you file a claim, appeal a denial or even file a civil lawsuit if your employer was negligent about safety leading up to the accident.

Teens: Hurt at work? Claim workers' compensation

You're young, and you're at your first job. You got hurt, but you have health insurance, so you feel like you should get it taken care of on your own time. That's not really right, though, because you were hurt at work, and your employer should offer workers' compensation assistance. It's important that your employer knows that you suffered an injury on the job, and you should receive access to workers' compensation benefits.

Injured on the worksite? Don't settle for poor medical care

Across the country, from big cities to small towns and everywhere in between, it is the industrious men and women working with their hands and backs that keep everything going. Unfortunately, the jobs that keep everyone's lives possible are often some of the most dangerous lines of work. If you work with your hands for a living, sooner or later, you are likely to experience some form of injury on the job - and when you do, you may be eligible for a number of benefits.

There are a number of ways your employer may be required to care for you, depending on the nature of your injury. However, no matter how you get hurt, you're almost always more likely to get the best treatment available if you know what benefits should be available.

5 top reasons works' comp claims get denied

You're hurt on the job. Not only are you facing the medical bills related to your injury, but you can't even work until you heal, so you have significant issues with lost wages. Then you try to get workers' comp and you're denied. The situation goes quickly from bad to worse.

Few things are more frustrating for an injured worker. It's important, however, not to give up without looking into all of your legal options. The first step is to find out why your claim was denied. Top reasons that are noted by industry professionals include:

What are the two most common motorcycle injuries?

Summertime is prime time for motorcycle riders. Exposure to some sunshine and fresh air while taking a ride on a beautiful day are hard to resist. But enjoying the ride should be balanced with experience and information. As such, those who gear up for their ride can benefit from a basic understanding of the dangers inherent to the use of a motorcycle.

UV safety awareness, and how skin cancer fits into SSDI

During the hot, often relaxing days of summer, the last think most want to worry about is cancer. But with the sun shining and the hours most of us spend in the sun during Norfolk summers, it is timely to read a reminder that skin cancer is a real, serious threat. 

July is UV Safety Awareness month. Without (and even sometimes with) proper skin cancer prevention, too many men, women and even children will suffer from cases of melanoma. Besides the emotional turmoil and worry that can overtake someone after a skin cancer diagnosis, they will eventually worry about their ability to work and how they might get by if they can no longer work. 

More drivers means higher chance for a motor vehicle accident

With gas prices at one of the lowest points in recent years, there are more drivers on the road this summer, both in Massachusetts and across the country. With an increased number of people on the road, it stands to reason that there will be an increased chance for a motor vehicle accident. Recent statistics released by The National Highway Traffic Safety Administration seem to support this idea.

It is believed that cheaper gas prices encourage more people to drive and to drive longer distances. Financially, lower gas prices and a stronger economy are reasons to celebrate, but to those who monitor car accident statistics, it could signal trouble. In 2015, there were 8 percent more traffic fatalities than the year before, and with gas prices remaining low, there are still a significant number of fatalities happening every day.

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