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Three things to watch out for after an accident

Three things to watch out for after an accident

It is the unfortunate truth that your insurance company is not your friend. You've been paying money into your policy for years or even decades but it's important to remember that your insurance carrier is still a business. While they won't actively try to deceive or take advantage of you, their decisions are likely driven by their own bottom line.

Here are three things to watch out for after you were injured in a motor vehicle accident.

Number One

As we mentioned at the top of the blog, your insurance adjuster has a challenging job. He or she needs to move your claim through the process in good faith while also protecting the company's interests. If you are concerned that you are being taken advantage of, it's wise to stop working with the insurance company and contact a personal injury attorney for guidance.

Number Two

It's likely that you will get a call from an insurance adjuster after the accident - they might even try to record your statement. It is important to remember that there is no law stating that you must recount your memories of the accident to an insurance adjuster on their timetable. We recommend that you politely decline to give a statement without your attorney present, and contact our firm.

Number Three

As an extension of number two, if you do decide to speak with the adjuster, watch your wording carefully. They will be likely looking for language that gives them a legal recourse for devaluing or denying your claim altogether. Admitting to speeding, being distracted while driving or simply apologizing for causing the accident might hurt you in the future.

We certainly don't want to encourage an adversarial relationship, but it's important to remember that your attorney works for you - the insurance adjuster works for the insurance company. Discuss your accident with an experienced personal injury lawyer so you have a better understanding of your legal options.

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