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What does Massachusetts workers’ compensation cover?

| Apr 5, 2017 | Workers' Compensation |

Many people are aware of the fact that workers’ compensation covers medical care for those who are hurt at work or who develop serious illnesses due to their profession. However, there are a number of other potential benefits available to both injured workers and the families of workers who have died or been permanently incapacitated while working.

The workers’ compensation system can be complicated, and small mistakes can end up costing you by reducing the benefits you receive. It is often in your best interest to work with an experienced workers’ compensation and personal injury attorney after a workplace injury. Your lawyer could help you file a claim, appeal a denial or even file a civil lawsuit if your employer was negligent about safety leading up to the accident.

Once you provide the details of your injuries, your lawyer can determine what benefits you are eligible for and help you with the application process.

Massachusetts workers’ compensation can help after an accident

Workers’ compensation will pay for work-related injuries or illnesses, allowing you to receive medical care regardless of whether you have health insurance or a policy with a high deductible. Additionally, Massachusetts workers’ compensation will pay a portion of your wages while you are out of work due to your injury. This helps to ensure that your family isn’t plunged into financial distress as a result of your accident.

If you are completely unable to work, workers’ compensation will pay 60 percent of your standard pay during that time. If the injury is permanent, the payment will continue indefinitely.

Many times, workers are temporarily, completely incapacitated, after which they may be partially incapacitated but able to work. Workers’ compensation will also cover job re-training to help injured workers begin a new career with pay comparable to the one they can no longer perform. In cases where a family member died as the result of a work injury, workers’ compensation will pay the surviving spouse 2/3 of the deceased employee’s wage for as long as the spouse remains dependent. There are many nuances to these terms, which is why working with an attorney is in your best interests.

An attorney can help you access your benefits

Workers’ compensation can be difficult to access, thanks to paperwork and regulatory requirements. The assistance of an experienced Massachusetts workers’ compensation attorney can make all the difference to your family after you’ve suffered a workplace injury.

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