Insurance companies might tell you that a lawyer is unnecessary when you file for a workers’ compensation claim. It is true that you do not need an attorney to pursue workers’ compensation.
However, insurance companies do not have your best interest in mind when calculating how much your payout should be. Continue reading to learn why you need a lawyer when filing for workers’ compensation after a significant injury.
You might not get a fair payout
According to Massachusetts’ official website, the minimum weekly compensation rate is $338.85, while the maximum rate is $1,694.24. Not every workplace injury results in the maximum payout. However, insurance companies try their hardest to pay you the least amount of money. Hiring a lawyer to fight for you improves your odds of receiving a higher payout because they know what you deserve and when insurance companies do not treat you fairly.
Disputed claims go to court
Another reason a lawyer is so crucial for workers’ compensation is when your case goes to court. You know that the insurance companies will hire experienced lawyers who know Massachusetts’ statutes in and out. Settling for a state-appointed attorney does not put you in the best position to earn the payout you deserve for your injury. In these cases, you need a lawyer who understands the insurance companies’ tactics and combats them.
You do not need to feel guilty for hiring a lawyer to represent your needs after a workplace injury. Massachusetts law protects your right to workers’ compensation, but insurance companies still want to pay you the least amount possible. Protect your best interests and do not settle for an unfair payout.