Seek The Massachusetts Workers Compensation Benefits You Need And Deserve
We provide aggressive advocacy and look out for your best interests in a workers’ compensation benefits claim. The insurance company may claim to be on your side but they are only interested in preserving their bottom line by minimizing your injuries. Our job at the Law Offices of James F. White, P.C., is to maximize your compensation following a serious job site accident.
Chances are your workers’ compensation insurance provider has already contacted you regarding your injuries. At the Law Offices of James F. White, P.C., we provide you with strong representation when facing a powerful bureaucracy by using legal experience, an understanding of medical conditions, and a vast network of specialists.
Understanding Your Benefits
When you are injured as a result of an accident at work, develop an illness because of exposure to a dangerous chemical or are diagnosed with a repetitive injury from your job the future may seem full of uncertainty. You likely wonder how you are going to pay for the medical costs associated with the injury and what you are going to do if you are unable to work.
Every employer in Massachusetts is required to have workers’ compensation insurance. Furthermore, the law also requires that your employer report your work injury to their workers’ compensation insurance company. If you are unable to work for five days or more, the injury must be brought to the attention of the DIA in order for you to receive further benefits.
There are four basic types of workers’ comp benefits and these benefits depend on the severity of work injury that you have. These benefits are:
- Medical – Medical care for your injury is completely covered under workers’ compensation benefits so you generally don’t need to worry about doctors’ bills or hospital expenses piling up.
- Temporary total incapacity – Under this benefit, you can receive 60% of your weekly income, but this only applies if you are going to be out of work for more than five days.
- Partial incapacity – If you have suffered a work injury or illness that leaves you unable to do the same job or work the same amount of hours then you could receive up to 75% of what you would receive under the temporary total incapacity benefit. However, this benefit is limited in how long you can receive it.
- Permanent and total incapacity – This is a permanent disability benefit and will provide you with a portion of your weekly income.
- Permanent loss of function and disfigurement – This is a one-time payment that is made if you lose body function permanently or are disfigured on a visible part of your body such as your hands, neck, or face.
- Survivors’ and dependents – If your work injury is a fatal one, your surviving spouse and minor children can be entitled to a continued portion of your weekly income. There are certain conditions that they must meet in order for them to show that they are dependent on this benefit.
Applying For Benefits
In order to receive benefits for a work injury or illness, you need to submit a claim. Failing to provide the necessary information or filling out the form wrong could result in a denial. Moreover, if your injury is a serious one and is being disputed then you will likely have to appear before a panel of judges to show why your claim should be approved.
Dealing with workers’ compensation benefits can be extremely complicated, contact an attorney experienced in workers’ compensation to protect right to recovery.
Take Control Of Your Workers’ Compensation Claim
The process of securing workers’ compensation benefits is complex. You may be totally disabled and the insurance company may be claiming you have only a partial disability. You may have suffered a loss of function or permanent impairment, only to have the insurance company counter with allegations of a preexisting condition.
Providing Caring And Capable Legal services
Tragically, many workplace accidents result in death, requiring us to pursue benefits on behalf of widows and children left behind. The insurance companies will put up a fight, regardless of the extent of the injuries. However, attorney James F. White, the founder of our Massachusetts-based firm, brings an aggressive approach coupled with a blue-collar work ethic.
That dedication, diligence and legal knowledge can be your best asset in evening the odds against you.
Call 508-763-6571 To Schedule Your Free Consultation
For more information or to set up an appointment with an experienced lawyer about a serious workplace injury, please contact us. We take cases on a contingency fee basis, meaning you only have to pay us if we recover compensation for you.